Chapter 7 bankruptcy may eliminate most unsecured debt. Some examples of unsecured debt are credit cards, medical bills, most personal loans, judgments resulting from car accidents, and deficiencies on repossessed vehicles.
In addition to getting rid of your debt, you typically can keep all property. As long as your car and mortgage payments are current and there is no significant equity in your property, we should have no problem making the arrangements for you to reaffirm the debt. Keep your home. Keep your car. Keep your personal belongs. Eliminate your debt. That is our goal. We may be able to use Chapter 7 bankruptcy to provide you with many benefits.